Steve Rose

President

NMLS: 397896

DRE: 00947108

559-901-4486

stever367@gmail.com

Steve Rose President

Blog

Buying a Home: A Helpful Guide to FHA Loans

Buying a Home: A Helpful Guide to FHA Loans

When buying a new home, especially for those without large savings or perfect credit, it's essential to utilize lesser-known strategies—like the FHA mortgage. Let’s break down what might seem complex into clear, actionable insights. FHA Loans:

Aug 08, 2024 | Purchasing a Home

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

For veterans, the VA Loan Streamline Refinance, also known as the IRRRL (Interest Rate Reduction Refinance Loan), provides a straightforward path to lower interest rates and enhanced financial efficiency. IRRRL: A Strategic Financial Move Imagine this sce

Aug 06, 2024 | VA Loans

Mixed-Use Property Loans

Mixed-Use Property Loans

Have you ever dreamed of living above your thriving business? Mixed-use properties blend residential spaces with bustling commercial areas, offering a unique lifestyle. Let's explore the world of financing these versatile gems. Home Sweet Business: The Fu

Aug 01, 2024 | Purchasing a Home

Unlocking Real Estate Potential with HELOCs

Unlocking Real Estate Potential with HELOCs

In the world of real estate investment, a Home Equity Line of Credit (HELOC) can be a game-changer. This financial strategy has been instrumental in numerous successful real estate transactions. Here’s a guide to understanding how a HELOC can be use

Jul 30, 2024 | Refinancing a Home

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

When it comes to buying a home, traditional financing options like Conventional, FHA, or VA loans are often the go-to choices for many aspiring homeowners. However, there's an alternative approach known as a Shared Equity Agreement (SEA) that some might c

Jul 25, 2024 | Purchasing a Home

Native American Direct Loan (NADL) Program

Native American Direct Loan (NADL) Program

The Department of Veterans Affairs (VA) has created the Native American Direct Loan (NADL) program to provide hope and opportunities to Native American veterans who wish to establish themselves on Federal Trust Land. It's more than just a loan p

Jul 23, 2024 | Purchasing a Home